Baseline Appraisal Services is your FHA certified appraisal company
Baseline Appraisal Services is NH state certified and on the FHA Roster of approved residential appraisers. We're certified and approved to do appraisals for FHA insured financial transactions. Part of the ongoing training our staff at Baseline Appraisal Services undergoes deals precisely with understanding the FHA's documentation and their rules and procedures.
Contact us today if you need to get an appraisal done on an FHA-insured loan.
If your home loan is FHA certified, that means that the loan has been secured by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending agencies with protection by offering mortgage insurance in case the borrower does not pay his or her financial obligations. Accessible to all buyers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.
Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting capital to put down on a financial transaction are helped the most from FHA loan programs.