Attention homeowners in Salem and Rockingham County: Need an appraisal?
See the top reasons NH homeowners use Baseline Appraisal Services:
Do you own a house in or near Salem? Do you need help determining the value of your real estate?
At Baseline Appraisal Services, we understand the particular needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Baseline Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Baseline Appraisal Services, we're seasoned in helping customers just like you rid yourselves of unwanted PMI insurance.
Challenging Rockingham county's assessment of your property
If you live in a region that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting a professional appraisal from Baseline Appraisal Services is your number one weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Baseline Appraisal Services can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for precision? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Baseline Appraisal Services can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.