Appraisal services for Salem and Rockingham County homeowners

See the top 7 reasons why NH homeowners need Baseline Appraisal Services:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To lower your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NH divorce, where real estate property needs to be divided
To determine the true market value of property in question to settle an estate in Rockingham County or the state of NH

Need help determining the price of your home in or near Salem, NH?
Contact Baseline Appraisal Services.

At Baseline Appraisal Services, we understand the unique needs of a customer looking for appraisal services. Our customary business clients are used to the appraisal process and the customary "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Baseline Appraisal Services is experts in helping homeowners just like you get rid of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other houses nearby. This only means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Baseline Appraisal Services is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Baseline Appraisal Services can provide you with a professional appraisal that will help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have a seasoned professional double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.